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This is a question that many people feel that when they marry, especially if they or the person who marry has been married once before and showed signs of financial resources problems in that marriage. The fact of the matter is not an easy question to answer because there are some factors that come into play.
The easiest way to ensure your personal credit score is not affected in any way to marry is to make sure that you and your spouse do not share any type of financial accounting. This means that you should not open bank accounts together, get joint credit cards and obtain a mortgage or other loan or credit.
Of course, once a person is married is very difficult to be in the 'business' of being married without sharing some responsibility financial. Even the simplest of the types of credit, such as a gas card with two names on it will have an effect one way or another in your credit score.
You can also rest assured that all the debt on your credit score that occurred before their marriage did not have a negative effect on his later having married. That is, unless you put your name to credit either by signing a payment plan of some kind or bear some or all of the debt yourself. Time when the debt becomes tied to your credit report.
The same is true for bank accounts. If the person you're getting married to an account bank or a number of accounts that have been battling before their marriage, they also will not have an effect on your credit score unless you put your name to specific accounts in some way, shape or form.
These are all things that should be discussed and fully disclosed before marriage, especially if you are of mind to have shared accounts and hope that the benefits of shared responsibility that marriage brings. Once you are married and have opened their first account together, regardless of what type of an account, then you credit score and are tied to it.
As you can see, the voice asks: "my credit score affected when I get married?" is not necessarily an easy answer one way. There are many things to consider, but most depends on whether or not to share the debts together as a couple.
The important thing to remember if you're worried about your credit score after to marry is that anything to do both financially as a couple, that is, both of you put your name on absolutely have an effect on your credit score. As It is therefore important to ensure that you and your future spouse on the same page in regard to financial liability.
For more information about credit score and other credit card tips, check out my Apr Credit Card site.
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